Piramal Enterprises Ltd. (PEL) is a leading, listed, diversified Non-Banking Financial Company (NBFC) registered with Reserve Bank of India (RBI), with prominent presence across retail and wholesale lending, alternatives and insurance. The company has investments and assets worth ~$10 billion.
We have built a technology platform, which is driven by artificial intelligence (AI), with innovative financial solutions that cater to the needs of varied industry verticals.
Retail and Wholesale Lending
In Retail Lending, we offer multiple products, including home loans, loan against property, used car loans, small business loans to Indian budget conscious customers.
In Wholesale Lending, we cater to both real estate as well as non-real estate sector and offers multiple products including construction finance, structured debt and senior secured debt.
Piramal Alternatives
Piramal Alternatives is the fund management business of the Piramal Group with a leadership position across all the businesses it operates in.
Life Insurance
PEL has a 50% stake in Pramerica Life Insurance (a joint venture with Prudential International Insurance Holdings). Pramerica Life Insurance provides a wide range of life insurance solutions for individuals as well as groups.
Our Values
At Piramal Group, our core values of Knowledge, Action, Care and Impact have been an integral part of our guiding philosophy. These values represent our deeply held beliefs that define us at the individual as well as organizational levels. Shaped by our legacy and collective experience, they determine how we interact with our stkeholders, what we identify with and what we love and cherish. We encourage a deep understanding of these core values and believe in institutionalizing them across our entire organization to build a distinctive Piramal culture.
Knowledge
Expertise:
We strive for a deeper understanding of our domain.
Innovation:
We aspire to do things creatively.
Action
Trusteeship:
We are empowered to act decisively and create value.
Integrity:
We are consistent in our thought, speech and action.
Care
Entrepreneurship:
We protect and enhance the interests of our customers, community, employees, partners and shareholders.
Humility:
We aspire to be the best, yet strive to be humble.
Impact
Performance:
We strive to achieve market leadership in scale and profitability, wherever we compete.
Resilience:
We aspire to build businesses that anticipate, adapt and endure for generations.